Eligible Classes

NIF has the ability to place the more difficult classes in the nonprofit and social service spectrum. The following classes are eligible and are considered on a case by case basis. Some classes may be subject to additional underwriting information.

Nonprofit & Social Services Classes

  • Amusement Centers
  • Animals- Saddle- For Rent
  • Archery Ranges
  • Athletic Contests- in Buildings- Lessees 
  • Athletic Games Sponsored by the Insured 
  • Athletic Programs- Amateur
  • Automobile Repair Shops- Self Service
  • Big Brothers/Sisters
  • Boxing Rings
  • Camps - overnight
  • Canoeing, kayaking (In respects to outdoor recreational programs)
  • Day Care or In-Home Assistance to Elderly 
  • Fair Grounds- Nonoperating Season- All Classes
  • Fairs- Outside (Operator's Risk Only)- All Classes
  • Farming
  • Furniture Stripping, Refinishing or Repairing- Shop Only 
  • Guides or Outfitters (Wilderness Excursions)
  • Health or Exercise Clubs (gym exposure)
  • Health or Exercise Facilities
  • Home Health Care Services
  • Horseback riding (In respects to outdoor recreational programs)
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  • Lakes or reservoirs
  • Liquor liability for Special Events/Fundraising
  • Manufacturing risks - all classes (In respects to "Sheltered Workshops")
  • Painting- Exterior, Greater than 3 Stories
  • Parades, Fairs, Carnivals
  • Ranches
  • Renovating- Outside Surfaces of Buildings
  • Residential Care Accepting Known Criminals
  • Residential Care for Children (incl. Intermediate care)
  • Retirement Communities, Residential care (No Medical Facilities)
  • Riding Academies
  • Ropes Courses/Rock Climbing (In respects to outdoor recreational programsl)
  • Schools- Corporal Punishment
  • Schools Residential (Incl. Severely Disturbed or Handicapped)
  • Stables- Boarding, Livery or Racing- All Classes
  • Substance Abuse Facility (Incl. Detox)
  • Swimming pools
  • Theaters- NOC
  • Tree Pruning, Dusting, Spraying, Repairing, etc.
  • Vacant Buildings- All Classes
  • Wood Working Operations

​​Insurance Program